Buying your first home is one of the biggest financial decisions you'll make. A specialist first home buyer mortgage broker can help you navigate government grants, stamp duty concessions, and find the right loan for your situation.
Why Use a First Home Buyers Specialist?
- Access to First Home Owner Grant (FHOG) guidance
- Help with First Home Guarantee scheme applications
- Stamp duty exemption and concession advice
- Low deposit home loan options
- Comparison of first home buyer loan products
First Home Buyers Brokers in Caringbah South
David Querzoli
DQ Loans Pty Ltd
Toby Boswell
Mortgage Broker
0403 947 312
Hio San Chan
Mortgage Broker
0433 685 657
Maria De Sousa
LENDX PTY LTD
0434 384 631
David Sheppard
Home Straight Financial Services
0434 604 967
Jack Phillips
Mortgage Broker
0412 402 757
Jim Demetriou
Mortgage Broker
0437 330 858
James Guilfoyle
Mortgage Broker
0410 962 563
John Fisher
Fisher Robertson Pty Ltd
0418 954 572
Natalie Ross
Mortgage Broker
0410 651 409
Frequently Asked Questions
What is the First Home Owner Grant?
The First Home Owner Grant (FHOG) is a one-off payment to help first home buyers purchase or build a new home. The amount varies by state and property type.
Can I buy with less than 20% deposit?
Yes, many lenders offer loans with as little as 5% deposit. You may need to pay Lenders Mortgage Insurance (LMI), or you may qualify for the First Home Guarantee which waives LMI.
What government schemes are available for first home buyers?
Key schemes include the First Home Owner Grant, First Home Guarantee (5% deposit), Regional First Home Buyer Guarantee, and various state stamp duty concessions.