Buying your first home is one of the biggest financial decisions you'll make. A specialist first home buyer mortgage broker can help you navigate government grants, stamp duty concessions, and find the right loan for your situation.
Why Use a First Home Buyers Specialist?
- Access to First Home Owner Grant (FHOG) guidance
- Help with First Home Guarantee scheme applications
- Stamp duty exemption and concession advice
- Low deposit home loan options
- Comparison of first home buyer loan products
First Home Buyers Brokers in Carlingford
Tony Lee
Mortgage Broker
0414 338 688
Zoran Petkovski
Mortgage Broker
0403 533 355
Jonathan Yacoub
Mortgage Broker
0459 298 117
Fang Liu
Mortgage Broker
0433 603 591
Luis Mantellini
Mortgage Broker
0404 474 201
Lisa Chu
First International Company Pty Ltd
0414 787 828
Dean Hukins
Mortgage Broker
0422 889 442
Chris Burke
Good Cause Financial Pty Limited
0412 494 943
Ruby Tsang
Mortgage Helpdesk
0487 785 431
Kai Sum Leong
Linfinity Finance & Advisory Pty Ltd
0476 253 111
Frequently Asked Questions
What is the First Home Owner Grant?
The First Home Owner Grant (FHOG) is a one-off payment to help first home buyers purchase or build a new home. The amount varies by state and property type.
Can I buy with less than 20% deposit?
Yes, many lenders offer loans with as little as 5% deposit. You may need to pay Lenders Mortgage Insurance (LMI), or you may qualify for the First Home Guarantee which waives LMI.
What government schemes are available for first home buyers?
Key schemes include the First Home Owner Grant, First Home Guarantee (5% deposit), Regional First Home Buyer Guarantee, and various state stamp duty concessions.