Buying your first home is one of the biggest financial decisions you'll make. A specialist first home buyer mortgage broker can help you navigate government grants, stamp duty concessions, and find the right loan for your situation.
Why Use a First Home Buyers Specialist?
- Access to First Home Owner Grant (FHOG) guidance
- Help with First Home Guarantee scheme applications
- Stamp duty exemption and concession advice
- Low deposit home loan options
- Comparison of first home buyer loan products
First Home Buyers Brokers in Ermington
Lily Zhao
Mortgage Broker
0410 615 418
Harry Cui
Mortgage Broker
0435 266 503
Wesley Neave
Gardenpath Financial
0468 367 910
Lana Roos
Chemical Free Living Pty Ltd
0403 851 498
Phil Huang
Mortgage Broker
0424 888 218
Andrew Kelada
uLend Finance Pty Ltd
0401 675 471
Zenia Khaira
Mortgage Broker
0404 980 003
Stephan Roos
Mortgage Broker
0418 615 579
Norman Suryadi
Certitude Finance (T/A OneSite Finance)
0402 418 669
Laurayne Walkerden
Key Strategy Solutions Pty Ltd
0488 173 353
Frequently Asked Questions
What is the First Home Owner Grant?
The First Home Owner Grant (FHOG) is a one-off payment to help first home buyers purchase or build a new home. The amount varies by state and property type.
Can I buy with less than 20% deposit?
Yes, many lenders offer loans with as little as 5% deposit. You may need to pay Lenders Mortgage Insurance (LMI), or you may qualify for the First Home Guarantee which waives LMI.
What government schemes are available for first home buyers?
Key schemes include the First Home Owner Grant, First Home Guarantee (5% deposit), Regional First Home Buyer Guarantee, and various state stamp duty concessions.