Buying your first home is one of the biggest financial decisions you'll make. A specialist first home buyer mortgage broker can help you navigate government grants, stamp duty concessions, and find the right loan for your situation.
Why Use a First Home Buyers Specialist?
- Access to First Home Owner Grant (FHOG) guidance
- Help with First Home Guarantee scheme applications
- Stamp duty exemption and concession advice
- Low deposit home loan options
- Comparison of first home buyer loan products
First Home Buyers Brokers in Hornsby
Andrew Perry
Mortgage Broker
0412 498 872
Mark Bambagiotti
Mortgage Broker
0414 050 951
Amy Wu
Mortgage Broker
0425 216 722
William Han
Mortgage Broker
0420 286 862
Ram Prajapati
Mortgage Broker
0481 569 775
Kelly Liu
Mortgage Broker
0431 080 470
Utsab Bhaukaji
Mortgage Broker
0478 026 038
Eric Wu
Mortgage Broker
0427 325 929
Nathan Newham
Mortgage Broker
0410 345 246
Mike Perkins
Mortgage choice
0411 722 134
Frequently Asked Questions
What is the First Home Owner Grant?
The First Home Owner Grant (FHOG) is a one-off payment to help first home buyers purchase or build a new home. The amount varies by state and property type.
Can I buy with less than 20% deposit?
Yes, many lenders offer loans with as little as 5% deposit. You may need to pay Lenders Mortgage Insurance (LMI), or you may qualify for the First Home Guarantee which waives LMI.
What government schemes are available for first home buyers?
Key schemes include the First Home Owner Grant, First Home Guarantee (5% deposit), Regional First Home Buyer Guarantee, and various state stamp duty concessions.