Buying your first home is one of the biggest financial decisions you'll make. A specialist first home buyer mortgage broker can help you navigate government grants, stamp duty concessions, and find the right loan for your situation.
Why Use a First Home Buyers Specialist?
- Access to First Home Owner Grant (FHOG) guidance
- Help with First Home Guarantee scheme applications
- Stamp duty exemption and concession advice
- Low deposit home loan options
- Comparison of first home buyer loan products
First Home Buyers Brokers in Kingscliff
SMStephen MacPhail
Mortgage Broker
0405 557 105
PBPaul Barbagallo
Mortgage Broker
0405 428 632
AMAntony Muir
Mortgage Broker
0755 045 569
JCJoanne Croft
Mortgage Broker
0425 293 453
JSJeff Smith
Breadwinner Investments
0418 826 993
KGKenneth Gatheru
Mortgage Broker
0413 232 469
JRJack Robertson
Mortgage Choice - Tweed Heads
0423 689 685
DHDavid Hayward
Mortgage Broker
0422 804 912
Frequently Asked Questions
What is the First Home Owner Grant?
The First Home Owner Grant (FHOG) is a one-off payment to help first home buyers purchase or build a new home. The amount varies by state and property type.
Can I buy with less than 20% deposit?
Yes, many lenders offer loans with as little as 5% deposit. You may need to pay Lenders Mortgage Insurance (LMI), or you may qualify for the First Home Guarantee which waives LMI.
What government schemes are available for first home buyers?
Key schemes include the First Home Owner Grant, First Home Guarantee (5% deposit), Regional First Home Buyer Guarantee, and various state stamp duty concessions.