Buying your first home is one of the biggest financial decisions you'll make. A specialist first home buyer mortgage broker can help you navigate government grants, stamp duty concessions, and find the right loan for your situation.
Why Use a First Home Buyers Specialist?
- Access to First Home Owner Grant (FHOG) guidance
- Help with First Home Guarantee scheme applications
- Stamp duty exemption and concession advice
- Low deposit home loan options
- Comparison of first home buyer loan products
First Home Buyers Brokers in Mona Vale
Marty McDonald
Mortgage Experts
0416 045 254
Alex Ralec
Mortgage Broker
0412 949 273
Olivia Lane
Aussie home loans
0419 514 822
Marica Skoric
Mortgage Broker
0421 726 747
Wade Stanley
Mortgage Broker
0415 993 444
Scott Cheetham
Mortgage Broker
0413 737 959
Damien Cooper
Financial Decisions Pty Ltd
0414 408 844
Frequently Asked Questions
What is the First Home Owner Grant?
The First Home Owner Grant (FHOG) is a one-off payment to help first home buyers purchase or build a new home. The amount varies by state and property type.
Can I buy with less than 20% deposit?
Yes, many lenders offer loans with as little as 5% deposit. You may need to pay Lenders Mortgage Insurance (LMI), or you may qualify for the First Home Guarantee which waives LMI.
What government schemes are available for first home buyers?
Key schemes include the First Home Owner Grant, First Home Guarantee (5% deposit), Regional First Home Buyer Guarantee, and various state stamp duty concessions.