Buying your first home is one of the biggest financial decisions you'll make. A specialist first home buyer mortgage broker can help you navigate government grants, stamp duty concessions, and find the right loan for your situation.
Why Use a First Home Buyers Specialist?
- Access to First Home Owner Grant (FHOG) guidance
- Help with First Home Guarantee scheme applications
- Stamp duty exemption and concession advice
- Low deposit home loan options
- Comparison of first home buyer loan products
First Home Buyers Brokers in Neutral Bay
MHMisa Huynh
Mortgage Broker
0404 222 987
JJJudith James
Paradigm
0414 709 868
FDFabio De Castro
Mortgage Broker
0432 489 152
RDRalph Delaat
Moranti Pty Ltd ta Mortgage Choice Neutral Bay
0407 273 048
SSSandra Sutherland
Mortgage Broker
0428 223 538
VHVanessa Hamilton
Mortgage Broker
0433 771 744
SLStephen Lemm
Mortgage Broker
0414 242 924
RBRachel Bianculli
SHE OWNS FINANCE
0434 924 937
Frequently Asked Questions
What is the First Home Owner Grant?
The First Home Owner Grant (FHOG) is a one-off payment to help first home buyers purchase or build a new home. The amount varies by state and property type.
Can I buy with less than 20% deposit?
Yes, many lenders offer loans with as little as 5% deposit. You may need to pay Lenders Mortgage Insurance (LMI), or you may qualify for the First Home Guarantee which waives LMI.
What government schemes are available for first home buyers?
Key schemes include the First Home Owner Grant, First Home Guarantee (5% deposit), Regional First Home Buyer Guarantee, and various state stamp duty concessions.