Buying your first home is one of the biggest financial decisions you'll make. A specialist first home buyer mortgage broker can help you navigate government grants, stamp duty concessions, and find the right loan for your situation.
Why Use a First Home Buyers Specialist?
- Access to First Home Owner Grant (FHOG) guidance
- Help with First Home Guarantee scheme applications
- Stamp duty exemption and concession advice
- Low deposit home loan options
- Comparison of first home buyer loan products
First Home Buyers Brokers in Penrith
Edwin Dobson
Once Again Pty Limited
0410 609 775
Laura Beaini
J & C Finance Group Pty Ltd
0404 078 352
Grant Morehead
Mortgage Broker
0433 248 092
Matthew Townley-Jones
Educated Finance
0423 661 196
Steven Allen
Mortgage Broker
0424 174 725
Pauline Sultana
Pride Mortgage Services Pty Ltd
0404 852 740
Paul Morehead
Mortgage Broker
0412 334 898
Vishal Prajapati
Mortgage Broker
0423 301 991
Paul Holland
Mortgage Broker
0410 787 607
Anthony Flynn
Mortgage Broker
0411 039 883
Frequently Asked Questions
What is the First Home Owner Grant?
The First Home Owner Grant (FHOG) is a one-off payment to help first home buyers purchase or build a new home. The amount varies by state and property type.
Can I buy with less than 20% deposit?
Yes, many lenders offer loans with as little as 5% deposit. You may need to pay Lenders Mortgage Insurance (LMI), or you may qualify for the First Home Guarantee which waives LMI.
What government schemes are available for first home buyers?
Key schemes include the First Home Owner Grant, First Home Guarantee (5% deposit), Regional First Home Buyer Guarantee, and various state stamp duty concessions.