Buying your first home is one of the biggest financial decisions you'll make. A specialist first home buyer mortgage broker can help you navigate government grants, stamp duty concessions, and find the right loan for your situation.
Why Use a First Home Buyers Specialist?
- Access to First Home Owner Grant (FHOG) guidance
- Help with First Home Guarantee scheme applications
- Stamp duty exemption and concession advice
- Low deposit home loan options
- Comparison of first home buyer loan products
First Home Buyers Brokers in Rose Bay
Jack Robertson
Fisher Robertson
0414 135 564
Mark Sinfield
Mortgage Broker
0408 649 501
Kymberly Rowles
Mortgage Broker
Cliff Ferrer
Mortgage Broker
0403 102 302
Gretchen Clarke
Mortgage Broker
0419 289 967
Sandra Goldring
Mortgage Broker
0411 257 276
Paul Goldring
Mortgage Broker
0425 370 007
Jeremy Fisher
1st Street Financial
0411 339 998
Thomas Hawley
Mortgage Broker
0412 876 673
Sam Wetzler
Mortgage Broker
0435 888 138
Frequently Asked Questions
What is the First Home Owner Grant?
The First Home Owner Grant (FHOG) is a one-off payment to help first home buyers purchase or build a new home. The amount varies by state and property type.
Can I buy with less than 20% deposit?
Yes, many lenders offer loans with as little as 5% deposit. You may need to pay Lenders Mortgage Insurance (LMI), or you may qualify for the First Home Guarantee which waives LMI.
What government schemes are available for first home buyers?
Key schemes include the First Home Owner Grant, First Home Guarantee (5% deposit), Regional First Home Buyer Guarantee, and various state stamp duty concessions.