Building a home requires specialized financing with progress payments and different structures to standard home loans. Construction loan specialists understand builder contracts, progress draw schedules, and council requirements.
Why Use a Construction Loans Specialist?
- Progress payment draw-down structures
- Land and construction package finance
- Knock-down rebuild loan expertise
- Owner-builder loan options
- Fixed price contract requirements
Construction Loans Brokers in Sydney
MSMatt Spears
Evoke Capital
0418 462 196
RBRenati Barel
World Class Finance
0480 154 772
ALAnthony Landahl
Equilibria Finance
0438 983 256
GQGreg Quy
World Class Finance
0480 163 493
RERussell Ecob
Century 21 Home Loans
0411 038 559
JSJohn Song
Credit Asset Management Pty Ltd
0402 756 926
MMMitch Moroney
Catalyst Advisers
0499 988 440
BGBasem Gerges
SMPK LOAN BUSTERS P/L T/AS LOAN BUSTERS
0403 473 651
MWMarty Williams
Aqua Home Loans
0478 417 425
CCChunna Chhetri
Mortgage Broker
0422 579 775
Frequently Asked Questions
How do construction loan repayments work?
During construction, you typically only pay interest on funds drawn. Once complete, the loan converts to a standard principal and interest home loan.
What deposit do I need for a construction loan?
Most lenders require 20% of the total cost (land + build). Some allow less with LMI. You'll also need funds for council fees and other costs.
Can I get a construction loan for an owner-builder project?
Yes, but options are more limited. Lenders typically require higher deposits and may have stricter requirements for owner-builders.