Buying your first home is one of the biggest financial decisions you'll make. A specialist first home buyer mortgage broker can help you navigate government grants, stamp duty concessions, and find the right loan for your situation.
Why Use a First Home Buyers Specialist?
- Access to First Home Owner Grant (FHOG) guidance
- Help with First Home Guarantee scheme applications
- Stamp duty exemption and concession advice
- Low deposit home loan options
- Comparison of first home buyer loan products
First Home Buyers Brokers in Umina Beach
CBChristian Broadhurst
Mortgage Broker
0422 134 979
BCBrett Compton
Mortgage Broker
0414 945 873
PHPaul Heffernan
Mortgage Broker
0413 599 593
ELElizabeth Lena
Mortgage Broker
0404 436 648
GBGrace Bowe
Mortgage Broker
0403 738 737
DCDarcy Coleman
Coleman Accounting & Taxation Pty Ltd
0490 538 878
RSRatharamani Satchithanandasarma
Mortgage Broker
0431 816 216
Frequently Asked Questions
What is the First Home Owner Grant?
The First Home Owner Grant (FHOG) is a one-off payment to help first home buyers purchase or build a new home. The amount varies by state and property type.
Can I buy with less than 20% deposit?
Yes, many lenders offer loans with as little as 5% deposit. You may need to pay Lenders Mortgage Insurance (LMI), or you may qualify for the First Home Guarantee which waives LMI.
What government schemes are available for first home buyers?
Key schemes include the First Home Owner Grant, First Home Guarantee (5% deposit), Regional First Home Buyer Guarantee, and various state stamp duty concessions.