Building a property investment portfolio requires strategic financing. Investment property specialists understand rental yields, negative gearing, and how to structure loans to maximize tax benefits while minimizing risk.
Why Use a Investment Loans Specialist?
- Interest-only loan options for cash flow
- Equity release from existing properties
- Negative gearing and tax benefit advice
- Portfolio structuring strategies
- Access to investor-specific loan products
Investment Loans Brokers in Wollongong
CTChloe Tobin
Mortgage Broker
0242 295 459
EREmerald Rowlands-Sierra
Mortgage Broker
0487 488 373
JDJulie Day
Mortgage Broker
0437 990 146
BHBrian Hastings
BHFM Finance Brokers
0419 251 404
CSChris Smith
Webb Financial
0499 906 637
JMJanelle Myhill
Mortgage Broker
0409 250 333
MMMatt MORGAN
Stirling Oak Pty Limited
0410 442 513
RCRobert Calmasini
Daley Finance Brokers
0418 630 841
GHGabby Heydler
Mortgage Broker
0432 806 007
ZAZoran Avramoski
Homelink Financial Services Pty Ltd
0412 879 876
Frequently Asked Questions
What deposit do I need for an investment property?
Most lenders require a minimum 10-20% deposit for investment properties. Some allow 10% with LMI, but 20% avoids additional insurance costs.
Can I use equity from my home to buy an investment property?
Yes, accessing equity in your existing property is a common strategy for investment purchases. A broker can help calculate your usable equity and structure the loan appropriately.
Should I choose interest-only or principal & interest?
Interest-only loans provide better cash flow initially but cost more over time. The right choice depends on your investment strategy and tax situation.