Buying your first home is one of the biggest financial decisions you'll make. A specialist first home buyer mortgage broker can help you navigate government grants, stamp duty concessions, and find the right loan for your situation.
Why Use a First Home Buyers Specialist?
- Access to First Home Owner Grant (FHOG) guidance
- Help with First Home Guarantee scheme applications
- Stamp duty exemption and concession advice
- Low deposit home loan options
- Comparison of first home buyer loan products
First Home Buyers Brokers in Hope Island
Scott Garner
Mortgage Broker
0431 286 088
Paul Fernandes
Mortgage Broker
0414 461 988
Abigail Monk
Mortgage Broker
Tony Taylor
Mortgage Broker
0402 809 660
Thorsten Materne
TM Brokerage Pty Ltd
0499 994 831
Darren Parker
Money Brain
0406 117 918
Georgia Clarke
Mortgage Broker
0477 322 225
Michael Payne
Mortgage Broker
0439 696 739
Yukiko Watanabe
Genesis Finance Solutions Pty Ltd
0405 383 383
Lina Vrbancic
Mortgage Broker
0450 615 428
Frequently Asked Questions
What is the First Home Owner Grant?
The First Home Owner Grant (FHOG) is a one-off payment to help first home buyers purchase or build a new home. The amount varies by state and property type.
Can I buy with less than 20% deposit?
Yes, many lenders offer loans with as little as 5% deposit. You may need to pay Lenders Mortgage Insurance (LMI), or you may qualify for the First Home Guarantee which waives LMI.
What government schemes are available for first home buyers?
Key schemes include the First Home Owner Grant, First Home Guarantee (5% deposit), Regional First Home Buyer Guarantee, and various state stamp duty concessions.