Buying your first home is one of the biggest financial decisions you'll make. A specialist first home buyer mortgage broker can help you navigate government grants, stamp duty concessions, and find the right loan for your situation.
Why Use a First Home Buyers Specialist?
- Access to First Home Owner Grant (FHOG) guidance
- Help with First Home Guarantee scheme applications
- Stamp duty exemption and concession advice
- Low deposit home loan options
- Comparison of first home buyer loan products
First Home Buyers Brokers in Toowoomba
Ian Mathiesen
Mortgage Broker
0408 832 542
Bradley Spanner
Mortgage Broker
0439 743 438
Don Brown
Mortgage Broker
0428 070 146
Adam Keen
Mortgage Broker
0746 325 777
Sarah Conroy
Power Tynan
0448 230 314
Chris Dornauf
Mortgage Broker
0480 794 310
Matt Reen
Findex Lending Services Pty Ltd
0417 216 492
Richard Palmer
Mortgage Broker
0403 033 222
Julian Collins
Mortgage Broker
0401 415 283
Ryan Baddock
BR Finance
0419 582 817
Frequently Asked Questions
What is the First Home Owner Grant?
The First Home Owner Grant (FHOG) is a one-off payment to help first home buyers purchase or build a new home. The amount varies by state and property type.
Can I buy with less than 20% deposit?
Yes, many lenders offer loans with as little as 5% deposit. You may need to pay Lenders Mortgage Insurance (LMI), or you may qualify for the First Home Guarantee which waives LMI.
What government schemes are available for first home buyers?
Key schemes include the First Home Owner Grant, First Home Guarantee (5% deposit), Regional First Home Buyer Guarantee, and various state stamp duty concessions.