Buying your first home is one of the biggest financial decisions you'll make. A specialist first home buyer mortgage broker can help you navigate government grants, stamp duty concessions, and find the right loan for your situation.
Why Use a First Home Buyers Specialist?
- Access to First Home Owner Grant (FHOG) guidance
- Help with First Home Guarantee scheme applications
- Stamp duty exemption and concession advice
- Low deposit home loan options
- Comparison of first home buyer loan products
First Home Buyers Brokers in Alfredton
PCPiyush Cally
Resolve Finance Ballarat Central
0481 961 238
MTMark Taylor
Mortgage Broker
0407 883 533
MEMichael Erbacher
Invest Solutions Pty Ltd
0490 930 408
TWTony Werry
Werry Pty Ltd
0427 422 211
KSKylie Sproules
Mortgage Broker
0438 027 743
DCDanielle Coltman
Mortgage Broker
0432 268 199
JMJohn Molloy
Craggle Holdings Pty Ltd
CBCameron Bryce
Mortgage Broker
0400 114 826
CBChris Bourke
Darrin Findlay Financial Services
0458 315 361
Frequently Asked Questions
What is the First Home Owner Grant?
The First Home Owner Grant (FHOG) is a one-off payment to help first home buyers purchase or build a new home. The amount varies by state and property type.
Can I buy with less than 20% deposit?
Yes, many lenders offer loans with as little as 5% deposit. You may need to pay Lenders Mortgage Insurance (LMI), or you may qualify for the First Home Guarantee which waives LMI.
What government schemes are available for first home buyers?
Key schemes include the First Home Owner Grant, First Home Guarantee (5% deposit), Regional First Home Buyer Guarantee, and various state stamp duty concessions.