Buying your first home is one of the biggest financial decisions you'll make. A specialist first home buyer mortgage broker can help you navigate government grants, stamp duty concessions, and find the right loan for your situation.
Why Use a First Home Buyers Specialist?
- Access to First Home Owner Grant (FHOG) guidance
- Help with First Home Guarantee scheme applications
- Stamp duty exemption and concession advice
- Low deposit home loan options
- Comparison of first home buyer loan products
First Home Buyers Brokers in Black Rock
Michael Flinos
Balcombe Financial
0429 179 060
Anna Louise Brown
eWealthBuild
0437 410 652
Eric Qi
Mortgage Plan Corporation Pty Ltd
0431 958 851
Paul Zahra
Auxo Finance
0419 546 553
Alexandra Taylor
The Lending Society Pty Ltd
0431 913 301
Nick Hayton
Green Tree Investments Pty Ltd
0408 998 863
Adele Andrews
Mortgage Broker
0409 099 603
Saskia Coleman
Mortgage Broker
0430 357 094
Brendan Hughes
Mortgage Broker
0434 023 003
Milla Yao
Mortgage Broker
0426 296 087
Frequently Asked Questions
What is the First Home Owner Grant?
The First Home Owner Grant (FHOG) is a one-off payment to help first home buyers purchase or build a new home. The amount varies by state and property type.
Can I buy with less than 20% deposit?
Yes, many lenders offer loans with as little as 5% deposit. You may need to pay Lenders Mortgage Insurance (LMI), or you may qualify for the First Home Guarantee which waives LMI.
What government schemes are available for first home buyers?
Key schemes include the First Home Owner Grant, First Home Guarantee (5% deposit), Regional First Home Buyer Guarantee, and various state stamp duty concessions.