Buying your first home is one of the biggest financial decisions you'll make. A specialist first home buyer mortgage broker can help you navigate government grants, stamp duty concessions, and find the right loan for your situation.
Why Use a First Home Buyers Specialist?
- Access to First Home Owner Grant (FHOG) guidance
- Help with First Home Guarantee scheme applications
- Stamp duty exemption and concession advice
- Low deposit home loan options
- Comparison of first home buyer loan products
First Home Buyers Brokers in Elsternwick
MLMark Livens
Aussie Elsternwick
0408 031 399
JGJudith Goodman
Mortgage Broker
0411 423 297
NCNeil Christie
Mortgage Broker
0403 400 637
CLChristopher Ladley
Mortgage Broker
0411 554 427
DMDallas Mactier
Aussie Elsternwick
0411 777 278
HVHorton Van Dort
Professional Mortgage Finance Services Pty Ltd
0412 189 330
ASAlex Shumsky
Mortgage Broker
0417 435 093
TWTony Whelan
Mortgage Broker
0401 246 979
SESteve Edmonds
Mortgage Broker
0488 204 853
Frequently Asked Questions
What is the First Home Owner Grant?
The First Home Owner Grant (FHOG) is a one-off payment to help first home buyers purchase or build a new home. The amount varies by state and property type.
Can I buy with less than 20% deposit?
Yes, many lenders offer loans with as little as 5% deposit. You may need to pay Lenders Mortgage Insurance (LMI), or you may qualify for the First Home Guarantee which waives LMI.
What government schemes are available for first home buyers?
Key schemes include the First Home Owner Grant, First Home Guarantee (5% deposit), Regional First Home Buyer Guarantee, and various state stamp duty concessions.