Buying your first home is one of the biggest financial decisions you'll make. A specialist first home buyer mortgage broker can help you navigate government grants, stamp duty concessions, and find the right loan for your situation.
Why Use a First Home Buyers Specialist?
- Access to First Home Owner Grant (FHOG) guidance
- Help with First Home Guarantee scheme applications
- Stamp duty exemption and concession advice
- Low deposit home loan options
- Comparison of first home buyer loan products
First Home Buyers Brokers in Hawthorn
Lujing Li
Mortgage Broker
0451 003 000
Jackson McCarthy
Mortgage Broker
0402 233 251
Clint Waters
AXTON Finance
0422 464 353
Gordon Chong
Mortgage Broker
0430 590 616
Jade Wang
Mortgage Broker
0403 184 157
Nicky Luong
Hawthorn Finance
0421 808 382
Graham Ostberg
1123 Consulting
0403 732 694
Audrey Khaw
Mortgage Broker
0401 994 190
Natalie Keriakous
Assemble Finance
0403 266 702
Shanker Bala
Slight Edge Finance
0414 999 399
Frequently Asked Questions
What is the First Home Owner Grant?
The First Home Owner Grant (FHOG) is a one-off payment to help first home buyers purchase or build a new home. The amount varies by state and property type.
Can I buy with less than 20% deposit?
Yes, many lenders offer loans with as little as 5% deposit. You may need to pay Lenders Mortgage Insurance (LMI), or you may qualify for the First Home Guarantee which waives LMI.
What government schemes are available for first home buyers?
Key schemes include the First Home Owner Grant, First Home Guarantee (5% deposit), Regional First Home Buyer Guarantee, and various state stamp duty concessions.