Buying your first home is one of the biggest financial decisions you'll make. A specialist first home buyer mortgage broker can help you navigate government grants, stamp duty concessions, and find the right loan for your situation.
Why Use a First Home Buyers Specialist?
- Access to First Home Owner Grant (FHOG) guidance
- Help with First Home Guarantee scheme applications
- Stamp duty exemption and concession advice
- Low deposit home loan options
- Comparison of first home buyer loan products
First Home Buyers Brokers in Mornington
JSJoe Siragusa
Mortgage Broker
0429 990 143
MDMandy Donoghue
Abundance Home Loans
0488 059 510
BSBen Simmons
Mortgage Broker
0413 563 762
GMGlenn Martin
Mortgage Broker
0411 365 688
MEMandy Evans
Future Finance Group
0480 718 868
KDKarlee Davern
Mortgage Broker
0409 800 213
PBPaul Basso
Mortgage Broker
0488 499 770
SPSam Pansari
Mortgage Broker
0410 987 309
CCChris Corfu
Mortgage Broker
0405 247 472
PRPeter Ritchie
Finance by Peter Ritchie
0417 590 553
Frequently Asked Questions
What is the First Home Owner Grant?
The First Home Owner Grant (FHOG) is a one-off payment to help first home buyers purchase or build a new home. The amount varies by state and property type.
Can I buy with less than 20% deposit?
Yes, many lenders offer loans with as little as 5% deposit. You may need to pay Lenders Mortgage Insurance (LMI), or you may qualify for the First Home Guarantee which waives LMI.
What government schemes are available for first home buyers?
Key schemes include the First Home Owner Grant, First Home Guarantee (5% deposit), Regional First Home Buyer Guarantee, and various state stamp duty concessions.