Building a property investment portfolio requires strategic financing. Investment property specialists understand rental yields, negative gearing, and how to structure loans to maximize tax benefits while minimizing risk.
Why Use a Investment Loans Specialist?
- Interest-only loan options for cash flow
- Equity release from existing properties
- Negative gearing and tax benefit advice
- Portfolio structuring strategies
- Access to investor-specific loan products
Investment Loans Brokers in Newtown
Marika Johnson
Geelong Financial Group
0439 273 347
Sophie Osmond
Osmond Financial Services Pty Ltd
0438 545 899
Courtney Robinson
Mortgage Broker
0352 242 700
Brian Wickenton
Bay City Finance Group
0408 034 477
Wayne Stiles
Next Chapter Financial Group
0417 571 715
Tom Chirnside
Chirnside Capital
0403 550 600
Jayne Collard
Mortgage Broker
0417 358 772
Michael Rowe
Mortgage Broker
0433 155 935
Blake Sutterby
Geelong Financial Group
0416 064 380
Sarah Daly
Mortgage Broker
0450 297 477
Frequently Asked Questions
What deposit do I need for an investment property?
Most lenders require a minimum 10-20% deposit for investment properties. Some allow 10% with LMI, but 20% avoids additional insurance costs.
Can I use equity from my home to buy an investment property?
Yes, accessing equity in your existing property is a common strategy for investment purchases. A broker can help calculate your usable equity and structure the loan appropriately.
Should I choose interest-only or principal & interest?
Interest-only loans provide better cash flow initially but cost more over time. The right choice depends on your investment strategy and tax situation.