Building a property investment portfolio requires strategic financing. Investment property specialists understand rental yields, negative gearing, and how to structure loans to maximize tax benefits while minimizing risk.
Why Use a Investment Loans Specialist?
- Interest-only loan options for cash flow
- Equity release from existing properties
- Negative gearing and tax benefit advice
- Portfolio structuring strategies
- Access to investor-specific loan products
Investment Loans Brokers in Ocean Grove
Doug Fairbrother
Mortgage Broker
0412 699 474
Benjamin Potter
Mortgage Broker
0437 155 955
Ruth Van Eekelen
Mortgage Broker
0420 278 100
Darcy Brown
Enterprise Capital Pty Ltd
0409 701 474
Jon Lorbeer
Ocean Grove Home Finance Pty Ltd
0432 388 238
Joedy Van Eekelen
Mortgage Broker
0418 519 226
Logan Popple
Mortgage Broker
0468 949 359
David Moss
Mortgage Broker
0403 640 884
Frequently Asked Questions
What deposit do I need for an investment property?
Most lenders require a minimum 10-20% deposit for investment properties. Some allow 10% with LMI, but 20% avoids additional insurance costs.
Can I use equity from my home to buy an investment property?
Yes, accessing equity in your existing property is a common strategy for investment purchases. A broker can help calculate your usable equity and structure the loan appropriately.
Should I choose interest-only or principal & interest?
Interest-only loans provide better cash flow initially but cost more over time. The right choice depends on your investment strategy and tax situation.