Buying your first home is one of the biggest financial decisions you'll make. A specialist first home buyer mortgage broker can help you navigate government grants, stamp duty concessions, and find the right loan for your situation.
Why Use a First Home Buyers Specialist?
- Access to First Home Owner Grant (FHOG) guidance
- Help with First Home Guarantee scheme applications
- Stamp duty exemption and concession advice
- Low deposit home loan options
- Comparison of first home buyer loan products
First Home Buyers Brokers in Ringwood
Kevin Kazantzis
Mortgage Broker
0410 290 540
Alex Theodorou
Pakk Financial
0407 329 481
Mark Lai
FORWARD FINANCE GROUP PTY LTD
0488 043 999
David Playfair
Playfair Mortgage Group
0409 020 383
Richie Ballard
Atlas Broker
0408 605 930
Stuart Thompson
Mortgage choice
0412 013 823
Pierre Lutgens
BTB Money
0411 469 046
Luke Coates
Mortgage Broker
0457 315 708
Matthew Atkin
Plus 61 Finance Pty Ltd t/a Atlas Broker
0402 596 996
Shirley Shang
Mortgage Broker
0452 291 220
Frequently Asked Questions
What is the First Home Owner Grant?
The First Home Owner Grant (FHOG) is a one-off payment to help first home buyers purchase or build a new home. The amount varies by state and property type.
Can I buy with less than 20% deposit?
Yes, many lenders offer loans with as little as 5% deposit. You may need to pay Lenders Mortgage Insurance (LMI), or you may qualify for the First Home Guarantee which waives LMI.
What government schemes are available for first home buyers?
Key schemes include the First Home Owner Grant, First Home Guarantee (5% deposit), Regional First Home Buyer Guarantee, and various state stamp duty concessions.