Buying your first home is one of the biggest financial decisions you'll make. A specialist first home buyer mortgage broker can help you navigate government grants, stamp duty concessions, and find the right loan for your situation.
Why Use a First Home Buyers Specialist?
- Access to First Home Owner Grant (FHOG) guidance
- Help with First Home Guarantee scheme applications
- Stamp duty exemption and concession advice
- Low deposit home loan options
- Comparison of first home buyer loan products
First Home Buyers Brokers in Sandringham
Lincoln Haugh
H2T Pty Ltd t/as H2T Financial Services
0431 110 034
Ian Celantano
Mortgage Broker
0423 663 463
Peter Niere
Mortgage Broker
0410 345 022
Simon Smith
Mortgage Broker
0411 224 445
Mark Seccull
Mortgage Broker
0400 221 651
William Sutton
Curate Capital Pty Lyd
0404 882 854
Alexander Robertson
Mortgage Broker
0400 189 753
Luc McKell
Revas Mortgage Management Pty Ltd
0438 630 584
Daniela Anthony
Mortgage Broker
0400 282 595
Andre O’Brien
Camden Capital
0437 917 007
Frequently Asked Questions
What is the First Home Owner Grant?
The First Home Owner Grant (FHOG) is a one-off payment to help first home buyers purchase or build a new home. The amount varies by state and property type.
Can I buy with less than 20% deposit?
Yes, many lenders offer loans with as little as 5% deposit. You may need to pay Lenders Mortgage Insurance (LMI), or you may qualify for the First Home Guarantee which waives LMI.
What government schemes are available for first home buyers?
Key schemes include the First Home Owner Grant, First Home Guarantee (5% deposit), Regional First Home Buyer Guarantee, and various state stamp duty concessions.