Building a property investment portfolio requires strategic financing. Investment property specialists understand rental yields, negative gearing, and how to structure loans to maximize tax benefits while minimizing risk.
Why Use a Investment Loans Specialist?
- Interest-only loan options for cash flow
- Equity release from existing properties
- Negative gearing and tax benefit advice
- Portfolio structuring strategies
- Access to investor-specific loan products
Investment Loans Brokers in Torquay
BBBridget Bowman
SMATS
0491 456 440
PNPaul Nelson
UFGNF Pty Ltd
0421 375 475
DFDarrin Findlay
Mortgage Broker
0408 300 605
LSLachlan Smith
Mortgage Broker
0417 720 744
DDDavid Decelis
Elite Finance Partners
0433 716 124
SVSimon Villani
Mortgage Broker
0425 826 888
LRLeesa Rankin
Rankin Financial Services Pty Ltd
0408 521 123
GLGlen Lochhead
Mortgage Broker
0407 192 072
SCSteven Cruz
Mortgage Broker
0499 780 090
MOMick O’Connor
Mortgage Broker
0412 484 176
Frequently Asked Questions
What deposit do I need for an investment property?
Most lenders require a minimum 10-20% deposit for investment properties. Some allow 10% with LMI, but 20% avoids additional insurance costs.
Can I use equity from my home to buy an investment property?
Yes, accessing equity in your existing property is a common strategy for investment purchases. A broker can help calculate your usable equity and structure the loan appropriately.
Should I choose interest-only or principal & interest?
Interest-only loans provide better cash flow initially but cost more over time. The right choice depends on your investment strategy and tax situation.