Buying your first home is one of the biggest financial decisions you'll make. A specialist first home buyer mortgage broker can help you navigate government grants, stamp duty concessions, and find the right loan for your situation.
Why Use a First Home Buyers Specialist?
- Access to First Home Owner Grant (FHOG) guidance
- Help with First Home Guarantee scheme applications
- Stamp duty exemption and concession advice
- Low deposit home loan options
- Comparison of first home buyer loan products
First Home Buyers Brokers in Ballarat
SPSophie Potter
Mortgage Broker
0404 118 722
AMAustin Murphy
Calm Finance Co Pty Ltd
0437 756 077
NMNeil McCahon
Mulcahy & Co Financial Services
0412 860 223
BFBrent Fitzpatrick
Mortgage Broker
0467 291 880
LCLiam Caldwell
Calm Finance Co Pty Ltd
0409 368 883
SBStephen Britton
Mortgage Broker
0437 443 632
DSDharamvir Singh
Mortgage Broker
0430 311 902
AMAshley McSparron
Ashley McSparron Pty Ltd
0414 889 083
Frequently Asked Questions
What is the First Home Owner Grant?
The First Home Owner Grant (FHOG) is a one-off payment to help first home buyers purchase or build a new home. The amount varies by state and property type.
Can I buy with less than 20% deposit?
Yes, many lenders offer loans with as little as 5% deposit. You may need to pay Lenders Mortgage Insurance (LMI), or you may qualify for the First Home Guarantee which waives LMI.
What government schemes are available for first home buyers?
Key schemes include the First Home Owner Grant, First Home Guarantee (5% deposit), Regional First Home Buyer Guarantee, and various state stamp duty concessions.