Building a property investment portfolio requires strategic financing. Investment property specialists understand rental yields, negative gearing, and how to structure loans to maximize tax benefits while minimizing risk.
Why Use a Investment Loans Specialist?
- Interest-only loan options for cash flow
- Equity release from existing properties
- Negative gearing and tax benefit advice
- Portfolio structuring strategies
- Access to investor-specific loan products
Investment Loans Brokers in Ballarat
SPSophie Potter
Mortgage Broker
0404 118 722
AMAustin Murphy
Calm Finance Co Pty Ltd
0437 756 077
NMNeil McCahon
Mulcahy & Co Financial Services
0412 860 223
BFBrent Fitzpatrick
Mortgage Broker
0467 291 880
LCLiam Caldwell
Calm Finance Co Pty Ltd
0409 368 883
SBStephen Britton
Mortgage Broker
0437 443 632
DSDharamvir Singh
Mortgage Broker
0430 311 902
AMAshley McSparron
Ashley McSparron Pty Ltd
0414 889 083
Frequently Asked Questions
What deposit do I need for an investment property?
Most lenders require a minimum 10-20% deposit for investment properties. Some allow 10% with LMI, but 20% avoids additional insurance costs.
Can I use equity from my home to buy an investment property?
Yes, accessing equity in your existing property is a common strategy for investment purchases. A broker can help calculate your usable equity and structure the loan appropriately.
Should I choose interest-only or principal & interest?
Interest-only loans provide better cash flow initially but cost more over time. The right choice depends on your investment strategy and tax situation.