Buying your first home is one of the biggest financial decisions you'll make. A specialist first home buyer mortgage broker can help you navigate government grants, stamp duty concessions, and find the right loan for your situation.
Why Use a First Home Buyers Specialist?
- Access to First Home Owner Grant (FHOG) guidance
- Help with First Home Guarantee scheme applications
- Stamp duty exemption and concession advice
- Low deposit home loan options
- Comparison of first home buyer loan products
First Home Buyers Brokers in Cheltenham
SFStephen Forrester
Mortgage Broker
0409 250 347
JBJosh Bartlett
Mortgage Broker
0402 235 001
MLMarisa Liu
Mortgage Broker
0406 666 691
DLDaniel Leonov
Mortgage Broker
0422 555 925
DNDillon NEUPANE
Goodwill Finance Pty Ltd
0423 459 480
PFPaul Flakus
Mortgage Broker
0417 567 747
BWBrett Waters
Mortgage Broker
0409 492 422
AMAndrew Mirams
Intuitive Finance
0406 383 024
LMLachlan Mirams
Mortgage Broker
0458 383 987
MWMichael Wu
Mortgage Broker
0421 390 977
Frequently Asked Questions
What is the First Home Owner Grant?
The First Home Owner Grant (FHOG) is a one-off payment to help first home buyers purchase or build a new home. The amount varies by state and property type.
Can I buy with less than 20% deposit?
Yes, many lenders offer loans with as little as 5% deposit. You may need to pay Lenders Mortgage Insurance (LMI), or you may qualify for the First Home Guarantee which waives LMI.
What government schemes are available for first home buyers?
Key schemes include the First Home Owner Grant, First Home Guarantee (5% deposit), Regional First Home Buyer Guarantee, and various state stamp duty concessions.