Building a property investment portfolio requires strategic financing. Investment property specialists understand rental yields, negative gearing, and how to structure loans to maximize tax benefits while minimizing risk.
Why Use a Investment Loans Specialist?
- Interest-only loan options for cash flow
- Equity release from existing properties
- Negative gearing and tax benefit advice
- Portfolio structuring strategies
- Access to investor-specific loan products
Investment Loans Brokers in Cheltenham
Stephen Forrester
Mortgage Broker
0409 250 347
Josh Bartlett
Mortgage Broker
0402 235 001
Marisa Liu
Mortgage Broker
0406 666 691
Daniel Leonov
Mortgage Broker
0422 555 925
Dillon NEUPANE
Goodwill Finance Pty Ltd
0423 459 480
Paul Flakus
Mortgage Broker
0417 567 747
Brett Waters
Mortgage Broker
0409 492 422
Andrew Mirams
Intuitive Finance
0406 383 024
Lachlan Mirams
Mortgage Broker
0458 383 987
Michael Wu
Mortgage Broker
0421 390 977
Frequently Asked Questions
What deposit do I need for an investment property?
Most lenders require a minimum 10-20% deposit for investment properties. Some allow 10% with LMI, but 20% avoids additional insurance costs.
Can I use equity from my home to buy an investment property?
Yes, accessing equity in your existing property is a common strategy for investment purchases. A broker can help calculate your usable equity and structure the loan appropriately.
Should I choose interest-only or principal & interest?
Interest-only loans provide better cash flow initially but cost more over time. The right choice depends on your investment strategy and tax situation.