Buying your first home is one of the biggest financial decisions you'll make. A specialist first home buyer mortgage broker can help you navigate government grants, stamp duty concessions, and find the right loan for your situation.
Why Use a First Home Buyers Specialist?
- Access to First Home Owner Grant (FHOG) guidance
- Help with First Home Guarantee scheme applications
- Stamp duty exemption and concession advice
- Low deposit home loan options
- Comparison of first home buyer loan products
First Home Buyers Brokers in Clayton
Shep Seekkuge
RPS Financial Services Pty Ltd
0404 777 345
Ajay Krishnan
Home Loans Fast
0434 145 733
Manuel Manias
Yarra Finance
0425 790 525
Varun Goyal
RG Invest Pty Ltd T/AS Trusted Financial Choice
0403 167 641
Sudesh Pakiarajah
RPS Financial Services
Venkateswar Rao Vutukoor
SV Mortgage and Finance Pty Ltd
0481 172 506
Rocky Shi
Mortgage Broker
0411 687 925
Michael Ly
A1 Team
0401 338 398
Trideep Puri
Go Capital Finance pty Ltd
0408 772 125
Frequently Asked Questions
What is the First Home Owner Grant?
The First Home Owner Grant (FHOG) is a one-off payment to help first home buyers purchase or build a new home. The amount varies by state and property type.
Can I buy with less than 20% deposit?
Yes, many lenders offer loans with as little as 5% deposit. You may need to pay Lenders Mortgage Insurance (LMI), or you may qualify for the First Home Guarantee which waives LMI.
What government schemes are available for first home buyers?
Key schemes include the First Home Owner Grant, First Home Guarantee (5% deposit), Regional First Home Buyer Guarantee, and various state stamp duty concessions.