Building a property investment portfolio requires strategic financing. Investment property specialists understand rental yields, negative gearing, and how to structure loans to maximize tax benefits while minimizing risk.
Why Use a Investment Loans Specialist?
- Interest-only loan options for cash flow
- Equity release from existing properties
- Negative gearing and tax benefit advice
- Portfolio structuring strategies
- Access to investor-specific loan products
Investment Loans Brokers in Clayton
Shep Seekkuge
RPS Financial Services Pty Ltd
0404 777 345
Ajay Krishnan
Home Loans Fast
0434 145 733
Manuel Manias
Yarra Finance
0425 790 525
Varun Goyal
RG Invest Pty Ltd T/AS Trusted Financial Choice
0403 167 641
Sudesh Pakiarajah
RPS Financial Services
Venkateswar Rao Vutukoor
SV Mortgage and Finance Pty Ltd
0481 172 506
Rocky Shi
Mortgage Broker
0411 687 925
Michael Ly
A1 Team
0401 338 398
Trideep Puri
Go Capital Finance pty Ltd
0408 772 125
Frequently Asked Questions
What deposit do I need for an investment property?
Most lenders require a minimum 10-20% deposit for investment properties. Some allow 10% with LMI, but 20% avoids additional insurance costs.
Can I use equity from my home to buy an investment property?
Yes, accessing equity in your existing property is a common strategy for investment purchases. A broker can help calculate your usable equity and structure the loan appropriately.
Should I choose interest-only or principal & interest?
Interest-only loans provide better cash flow initially but cost more over time. The right choice depends on your investment strategy and tax situation.