Buying your first home is one of the biggest financial decisions you'll make. A specialist first home buyer mortgage broker can help you navigate government grants, stamp duty concessions, and find the right loan for your situation.
Why Use a First Home Buyers Specialist?
- Access to First Home Owner Grant (FHOG) guidance
- Help with First Home Guarantee scheme applications
- Stamp duty exemption and concession advice
- Low deposit home loan options
- Comparison of first home buyer loan products
First Home Buyers Brokers in Mount Martha
Neil Lovis
Loanworx Group
0402 759 033
Ben Gardner
Mortgage Broker
0438 322 648
Tom Tangas
Mortgage Broker
0417 588 115
Sabina Luthra
Ausind Financial Solutions Pty Ltd
0402 532 001
Glenn Watkins
Captiva Finance
0477 318 710
Paul Davies
Mortgage Broker
0434 914 499
Kacey Carey
Savvy Lend Pty Ltd
0431 246 419
Chitresh Luthra
Mortgage Broker
0423 488 196
Frequently Asked Questions
What is the First Home Owner Grant?
The First Home Owner Grant (FHOG) is a one-off payment to help first home buyers purchase or build a new home. The amount varies by state and property type.
Can I buy with less than 20% deposit?
Yes, many lenders offer loans with as little as 5% deposit. You may need to pay Lenders Mortgage Insurance (LMI), or you may qualify for the First Home Guarantee which waives LMI.
What government schemes are available for first home buyers?
Key schemes include the First Home Owner Grant, First Home Guarantee (5% deposit), Regional First Home Buyer Guarantee, and various state stamp duty concessions.