Building a property investment portfolio requires strategic financing. Investment property specialists understand rental yields, negative gearing, and how to structure loans to maximize tax benefits while minimizing risk.
Why Use a Investment Loans Specialist?
- Interest-only loan options for cash flow
- Equity release from existing properties
- Negative gearing and tax benefit advice
- Portfolio structuring strategies
- Access to investor-specific loan products
Investment Loans Brokers in Mount Martha
Neil Lovis
Loanworx Group
0402 759 033
Ben Gardner
Mortgage Broker
0438 322 648
Tom Tangas
Mortgage Broker
0417 588 115
Sabina Luthra
Ausind Financial Solutions Pty Ltd
0402 532 001
Glenn Watkins
Captiva Finance
0477 318 710
Paul Davies
Mortgage Broker
0434 914 499
Kacey Carey
Savvy Lend Pty Ltd
0431 246 419
Chitresh Luthra
Mortgage Broker
0423 488 196
Frequently Asked Questions
What deposit do I need for an investment property?
Most lenders require a minimum 10-20% deposit for investment properties. Some allow 10% with LMI, but 20% avoids additional insurance costs.
Can I use equity from my home to buy an investment property?
Yes, accessing equity in your existing property is a common strategy for investment purchases. A broker can help calculate your usable equity and structure the loan appropriately.
Should I choose interest-only or principal & interest?
Interest-only loans provide better cash flow initially but cost more over time. The right choice depends on your investment strategy and tax situation.